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Our distinguished rating is attributed to our solid capitalisation, growing market presence in the Eastern & Northwestern Caribbean, regional expertise and our commitment to sound underwriting principles.

Financial Stability

Founded in 1899, A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, focusing on the insurance sector.

A.M. Best’s Financial Strength Rating (FSR) is an independent opinion of an insurer’s financial strength and ability to meet its on-going insurance policy and contract obligations. It is based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile.

A.M. Best’s rating system has a proven track record in indicating insurance companies that may, over time, encounter financial difficulties. As such, A.M. Best’s FSR is recognized worldwide as the benchmark for assessing and comparing insurers’ financial strength. Such a benchmark is increasingly important to an international market that looks for a strong indication of stability in the face of widespread deregulation, mergers, acquisitions and other dynamic factors.

Caribbean Alliance Insurance Co. Ltd. whilst rated by A.M. Best is also regulated in each of the individual territories by the local Financial Services regulators who consult on a regional basis.

In 2014 our rating was upgraded to A (Excellent) Stable by A.M. Best which is the highest rating given to any Insurance Company in the Caribbean.

A.M. Best’s FSR opinion addresses the relative ability of an insurer to meet its on-going insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders.

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“The rating of A (Excellent) Stable is assigned to companies that have, in their opinion, an excellent ability to meet their on-going insurance obligations.”

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